Khanh Tran

A life insurance product development professional with 16 years of experience in the insurance industry.
Holds an MBA degree, fluent in English and Chinese, with strong expertise in product design, policy development, cross-functional collaboration with actuarial, legal, and sales teams, and go-to-market execution.

Actively involved in the development and enhancement of multiple life insurance product lines, focusing on balancing customer value, business performance, and risk management.

MIRAE ASSET PRÉVOIR

Product Development Deputy Manager
Reporting to Appointed Actuary
Sep 2021 – Present

Responsibilities

Conduct market research to identify customer needs and propose new life insurance product concepts.

Design product structures, benefits, policy terms, and conditions.

Collaborate closely with actuarial teams on pricing models and benefit structures.

Prepare and submit product documentation to the Ministry of Finance (MOF) for approval.

Develop product materials and conduct training programs for sales teams.

Monitor post-launch product performance and recommend enhancements or adjustments.

Develop and standardize product development procedures.

Build and manage annual product development plans.

Key Achievements

Contributed significantly to the development and enhancement of core products, including Term Life and Universal Life (UL).

Term Life products account for approximately 90% of the company’s total revenue, demonstrating strong market fit and product performance.

Successfully completed and updated product materials in compliance with the new Insurance Law, ensuring regulatory alignment and smooth market continuity.

HANWHA LIFE VIETNAM

Product Development Officer
Reporting to Head of Product Development (Director)
Mar 2010 – Sep 2021

Responsibilities

Conduct Focus Group research to identify market demand and customer insights.

Develop product development plans and manage execution across all phases.

Participate in technical product design, including drafting product specifications, designs, and policy wordings.

Create marketing and sales materials such as brochures, quotations, posters, and leaflets.

Implement product marketing and launch activities, including launch events, promotional items, and customer list integration.

Test and validate quotation systems; review and improve quotation tools for product accuracy and usability.

Prepare MOF submissions and coordinate product approvals and launches.

Train internal trainers on new products.

Produce monthly market update reports and product performance reports to support business monitoring and product mix evaluation.

Achievements

2020: Promoted to Product Officer from Product Senior Executive.

2017: Awarded Good Employee of the Year.

2015: Promoted to Product Senior Executive from Product Executive.

2012: Promoted to Product Executive from Product Senior Staff.

2011: Promoted to Product Senior Staff from Product Staff.

Completed 8 out of 10 LOMA courses, strengthening professional insurance knowledge.

Actively participated in the development of 100% of Hanwha Life Vietnam’s current product portfolio

EDUCATION

COLUMBIA SOUTHERN UNIVERSITY
Master of Business Administration (MBA)
2008 – 2010

Achievements

• Achieved a perfect GPA of 4.0, ranking among a very small group of top-performing students.
• Earned A grades in all core subjects, including Marketing, E-Commerce, Strategic Management, and Business Policy.

UNIVERSITY OF EDUCATION
Bachelor of Arts in Chinese Language
2004 – 2008

Achievements

• Graduated with Second Highest Honors in the faculty.
• Only student in the class selected to complete a graduation thesis, achieving a score of 9/10.
• Champion of the competition “Accompany with Culture”, organized by the Chinese Faculty.
• First Runner-up of the English Olympic Competition, organized by the University and Youth Union.
• Winner of the Encouragement Prize in the “University Student’s Voice” competition.

UNIVERSITY OF SOCIAL SCIENCES AND HUMANITIES
Bachelor of Arts in English Linguistics and Literature
2006 – 2009

Achievements

• Ranked among the Top 5 students of the faculty.
• Actively served as a group leader for in-class presentations, drama performances, and academic projects.

CERTIFICATIONS

Japan Foundation & Japan Educational Exchanges and Services
Japanese Language Proficiency Certificate – Level 3
2006

Vietnam National University – Ho Chi Minh City
Computer Certificate – Level A
2005